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Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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FIRE, FIRE ANTS, and Other Financial Acronyms You Need to Know
DINK? HENRY? The fincronyms are getting out of hand.


All the Differences Between an HSA and an FSA
Know which one is right for you—and how to get the most out of it.


How to Tell If Clothing Was Made Specifically for a Discount Retailer
It's all about shopping with realistic expectations.


The Best Deals on Cheap (or Free) Tax Prep Software in 2024
The bad news? It’s time to pay your taxes again. The good news? You can get a great deal on tax prep services—and maybe even get them done for free.


Six Useful Apps and Tools for Saving on Your Water Bill
These apps can help you use less water, and spend less money too.


You're Probably Eligible to File Your Taxes for Free
This tool is a welcome change for taxpayers fed up with the fees.


Why Everyone Is Suddenly Talking About the 2017 Tax Cuts and Jobs Act
"Refund shock" is very real for millions, and it's all thanks to the 7-year-old Paul Ryan/Trump tax plan..


How Much Money Is 'Enough' to Make You Happy
Pretty sure money can buy happiness, right?


Six Reasons Your Home Isn't Selling (and What to Do About It)
If your house is still on the market, it's time to pinpoint the problem.


Five Ways Home Sellers Can Screw You Over After the Closing
From switching out appliances to dumbing down smart homes, sellers can play dirty at the very last minute.


Six ‘Builder-grade’ Home Features You Don’t Need to Upgrade
Builder-grade has become associated with low-quality stuff. But not every builder-grade thing in your house must be changed out.


How to Revoke a Company’s ACH Authorization to Stop Them From Debiting Your Account
Whether it’s a payday loan or some other regular debit, you always control who has access to your bank account.


The Hottest 2024 Valentine’s Day Gifts (According to TikTok)
You don't need to guess what your boo wants. The algorithm already knows.


You Can Get This H&R Block Tax Software on Sale for $30 Right Now
The software includes unlimited federal preparation and audit support, along with free in-person assistance in case of an audit.


How ‘Values-Based Budgeting’ Can Help You Spend More Mindfully
Figure out what's most important to you, rather than following a rigid percentage-based system.


Don't Make These Mistakes When Paying Off Debt
The road to getting out of debt can be long, but if you watch out for these pitfalls, you can reach your goal faster.


The First Six Things to Do When You're Facing Foreclosure
Being foreclosed on is a scary experience—but try not to panic.


How ‘Bunching’ Your Donations Can Help You at Tax Time
Bunching your charitable contributions could lead to tax savings.


How Fractional Ownership Can Help You Actually Afford a House or Car
You don’t have to buy all of something. You can buy just as much as you need.


It Might Finally Be an OK Time to Buy a Car This Year
Increased supply could soon put an end to a historically brutal market for car buyers.