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Personal Finance
Page 2
![Be Wary of ‘Fee-Based’ Vs. ‘Fee-Only’ Financial Planners](https://lifehacker.com/imagery/articles/01HF2HH5WMM4392437DF2M5D97/hero-image.fill.size_245x138.v1699836407.jpg)
![Be Wary of ‘Fee-Based’ Vs. ‘Fee-Only’ Financial Planners](https://lifehacker.com/imagery/articles/01HF2HH5WMM4392437DF2M5D97/hero-image.fill.size_245x138.v1699836407.jpg)
Be Wary of ‘Fee-Based’ Vs. ‘Fee-Only’ Financial Planners
Certain financial advisors may not have your best interests at heart.
![8 Life Hacks to Improve Your Everyday Financial Habits (Sponsored)](https://lifehacker.com/imagery/videos/01HF2HPEGNCSP5QC9E51DB6C0F/hero-image.fill.size_245x138.v1699833706.jpg)
![8 Life Hacks to Improve Your Everyday Financial Habits (Sponsored)](https://lifehacker.com/imagery/videos/01HF2HPEGNCSP5QC9E51DB6C0F/hero-image.fill.size_245x138.v1699833706.jpg)
8 Life Hacks to Improve Your Everyday Financial Habits (Sponsored)
How to save yourself serious coin on groceries, utilities, and subscriptions
By By G/O Media Studios For Straight Talk Wireless
![Here’s How to Stop Succumbing to Financial Peer Pressure](https://lifehacker.com/imagery/articles/01HF2GR639Q6RMFKM4S3DE8DSE/hero-image.fill.size_245x138.v1699835957.jpg)
![Here’s How to Stop Succumbing to Financial Peer Pressure](https://lifehacker.com/imagery/articles/01HF2GR639Q6RMFKM4S3DE8DSE/hero-image.fill.size_245x138.v1699835957.jpg)
Here’s How to Stop Succumbing to Financial Peer Pressure
If your friends don't respect your budget, it might be time for new friends.
![Why You Should Be Suspicious of Financial Advice From Celebrities](https://lifehacker.com/imagery/articles/01HF2H3GH1V2YTDVGM5W8HZ66A/hero-image.fill.size_245x138.v1699835974.jpg)
![Why You Should Be Suspicious of Financial Advice From Celebrities](https://lifehacker.com/imagery/articles/01HF2H3GH1V2YTDVGM5W8HZ66A/hero-image.fill.size_245x138.v1699835974.jpg)
Why You Should Be Suspicious of Financial Advice From Celebrities
If you're going to play the crypto game, don't let Kim Kardashian be your guide.
![Beware the Costs of 'Lifestyle Creep'](https://lifehacker.com/imagery/articles/01HF2GZAMTWQS0KBTRDFAN823F/hero-image.fill.size_245x138.v1699834851.jpg)
![Beware the Costs of 'Lifestyle Creep'](https://lifehacker.com/imagery/articles/01HF2GZAMTWQS0KBTRDFAN823F/hero-image.fill.size_245x138.v1699834851.jpg)
Beware the Costs of 'Lifestyle Creep'
With staggering inflation out of your control, take charge of inflation you can control.
![When to Choose Saving Over Investing](https://lifehacker.com/imagery/articles/01HF2GKBZN0WPS01XMFST0Q7YB/hero-image.fill.size_245x138.v1699834954.jpg)
![When to Choose Saving Over Investing](https://lifehacker.com/imagery/articles/01HF2GKBZN0WPS01XMFST0Q7YB/hero-image.fill.size_245x138.v1699834954.jpg)
When to Choose Saving Over Investing
Don't put short-term savings into long-term savings vehicles.
![How to Retire in Stages (and Why You Should)](https://lifehacker.com/imagery/articles/01HF2HGM13D5FR4S5K5ZBXNV6M/hero-image.fill.size_245x138.v1699835149.jpg)
![How to Retire in Stages (and Why You Should)](https://lifehacker.com/imagery/articles/01HF2HGM13D5FR4S5K5ZBXNV6M/hero-image.fill.size_245x138.v1699835149.jpg)
How to Retire in Stages (and Why You Should)
Retiring in phases means more flexibility--and sanity.
![Everything You Need to Know About the Student Loan Forgiveness Application so Far](https://lifehacker.com/imagery/articles/01HF2H8H071C56FFMAB83CT8M1/hero-image.fill.size_245x138.v1699834388.jpg)
![Everything You Need to Know About the Student Loan Forgiveness Application so Far](https://lifehacker.com/imagery/articles/01HF2H8H071C56FFMAB83CT8M1/hero-image.fill.size_245x138.v1699834388.jpg)
Everything You Need to Know About the Student Loan Forgiveness Application so Far
Applications for Biden's sweeping debt-relief plan should be available later this month.
![8 Life Hacks to Improve Your Everyday Financial Habits](https://lifehacker.com/imagery/articles/01HF2HAR5T26CR6GPVNTVY5880/hero-image.fill.size_245x138.v1699836355.jpg)
![8 Life Hacks to Improve Your Everyday Financial Habits](https://lifehacker.com/imagery/articles/01HF2HAR5T26CR6GPVNTVY5880/hero-image.fill.size_245x138.v1699836355.jpg)
8 Life Hacks to Improve Your Everyday Financial Habits
How to save yourself serious coin on groceries, utilities, and subscriptions
By G/O Media Studios For Straight Talk Wireless
![How to Negotiate With Debt Collectors (and Why You Always Should)](https://lifehacker.com/imagery/articles/01HF2HC08MEBYXA72B9YM95BC7/hero-image.fill.size_245x138.v1699833512.jpg)
![How to Negotiate With Debt Collectors (and Why You Always Should)](https://lifehacker.com/imagery/articles/01HF2HC08MEBYXA72B9YM95BC7/hero-image.fill.size_245x138.v1699833512.jpg)
How to Negotiate With Debt Collectors (and Why You Always Should)
Don't ignore calls from collectors when you can find a way to talk the debt down.
![Why 'Passive Income' Is a Myth](https://lifehacker.com/imagery/articles/01HF2GPFD960PJGEACS5TEM1K8/hero-image.fill.size_245x138.v1699833657.jpg)
![Why 'Passive Income' Is a Myth](https://lifehacker.com/imagery/articles/01HF2GPFD960PJGEACS5TEM1K8/hero-image.fill.size_245x138.v1699833657.jpg)
Why 'Passive Income' Is a Myth
If you want to make money while you sleep, it helps to already be rich.
![The Difference Between Passive and Residual Income](https://lifehacker.com/imagery/articles/01HF2H9E3SYE1WFH9TW538SQNH/hero-image.fill.size_245x138.v1699835701.jpg)
![The Difference Between Passive and Residual Income](https://lifehacker.com/imagery/articles/01HF2H9E3SYE1WFH9TW538SQNH/hero-image.fill.size_245x138.v1699835701.jpg)
The Difference Between Passive and Residual Income
The terms are used interchangeably, but they're fundamentally different ways of bringing in extra cash.
![Which Event Ticket Sites Have the Best Deals?](https://lifehacker.com/imagery/articles/01HF2GZA1VXHYV0J95Y5C09JZD/hero-image.fill.size_245x138.v1699833955.jpg)
![Which Event Ticket Sites Have the Best Deals?](https://lifehacker.com/imagery/articles/01HF2GZA1VXHYV0J95Y5C09JZD/hero-image.fill.size_245x138.v1699833955.jpg)
Which Event Ticket Sites Have the Best Deals?
Because Ticketmaster, StubHub, Vivid Seats, SeatGeek, and TickPick are not all created equal.
![Don’t Fall Prey to a Student Loan Forgiveness Scam](https://lifehacker.com/imagery/articles/01HF2GVYKPSQ9Q7H6XPTPVYBFP/hero-image.fill.size_245x138.v1699835068.jpg)
![Don’t Fall Prey to a Student Loan Forgiveness Scam](https://lifehacker.com/imagery/articles/01HF2GVYKPSQ9Q7H6XPTPVYBFP/hero-image.fill.size_245x138.v1699835068.jpg)
Don’t Fall Prey to a Student Loan Forgiveness Scam
Student loan forgiveness may be a blessing for you—don't let a scam ruin it.
![The USPS ‘Holiday Season’ Just Got Longer and More Expensive](https://lifehacker.com/imagery/articles/01HF2H1QYAM07QVHDDJWWYFYS7/hero-image.fill.size_245x138.v1699836422.jpg)
![The USPS ‘Holiday Season’ Just Got Longer and More Expensive](https://lifehacker.com/imagery/articles/01HF2H1QYAM07QVHDDJWWYFYS7/hero-image.fill.size_245x138.v1699836422.jpg)
The USPS ‘Holiday Season’ Just Got Longer and More Expensive
You might want to start sending your packages in September.
![The Difference Between an Economic Recession and a Depression](https://lifehacker.com/imagery/articles/01HF2GQZ0FSYV4WJNNMVXCDPV7/hero-image.fill.size_245x138.v1699835403.jpg)
![The Difference Between an Economic Recession and a Depression](https://lifehacker.com/imagery/articles/01HF2GQZ0FSYV4WJNNMVXCDPV7/hero-image.fill.size_245x138.v1699835403.jpg)
The Difference Between an Economic Recession and a Depression
Booms and busts are a regular occurrence—here's how to tell when an economic downturn is serious.
![How Much Do Small, Daily Purchases Really Affect Your Long-Term Finances?](https://lifehacker.com/imagery/articles/01HF2GYDSVK3HAWPR6FGA4VD41/hero-image.fill.size_245x138.v1699836201.jpg)
![How Much Do Small, Daily Purchases Really Affect Your Long-Term Finances?](https://lifehacker.com/imagery/articles/01HF2GYDSVK3HAWPR6FGA4VD41/hero-image.fill.size_245x138.v1699836201.jpg)
How Much Do Small, Daily Purchases Really Affect Your Long-Term Finances?
Your avocado toast or morning coffee is not to blame for your debt.
![Take Advantage of These Personal Finance Tips While You’re Still Single](https://lifehacker.com/imagery/articles/01HF2GYP4N0CJ4FVNR5V63RAR7/hero-image.fill.size_245x138.v1699833404.jpg)
![Take Advantage of These Personal Finance Tips While You’re Still Single](https://lifehacker.com/imagery/articles/01HF2GYP4N0CJ4FVNR5V63RAR7/hero-image.fill.size_245x138.v1699833404.jpg)
Take Advantage of These Personal Finance Tips While You’re Still Single
With a looming recession, this is not the time to fall into the trap of overspending.
![What You Should Do Now to Prepare for a Recession](https://lifehacker.com/imagery/articles/01HF2GWR91AFZ1MNCB4GKEYGAB/hero-image.fill.size_245x138.v1699834488.jpg)
![What You Should Do Now to Prepare for a Recession](https://lifehacker.com/imagery/articles/01HF2GWR91AFZ1MNCB4GKEYGAB/hero-image.fill.size_245x138.v1699834488.jpg)
What You Should Do Now to Prepare for a Recession
A recession may be looming, but there are steps you can take now to protect your finances.
![Should You Buy a Vacation Home Before a Starter Home?](https://lifehacker.com/imagery/articles/01HF2HK06JNE2TGNNDE21AFCR0/hero-image.fill.size_245x138.v1699835893.jpg)
![Should You Buy a Vacation Home Before a Starter Home?](https://lifehacker.com/imagery/articles/01HF2HK06JNE2TGNNDE21AFCR0/hero-image.fill.size_245x138.v1699835893.jpg)
Should You Buy a Vacation Home Before a Starter Home?
Why millennials are buying a "second" before their first.