Credit Cards

Plus, let's figure out what a good credit score actually is.

Many cells phones offer cell phone theft and damage insurance for no additional cost.

For most borrowers, a simple cash back card is always going to be the better option.

Charge cards are a whole other financial product, apart from credit cards.

Silicon Valley's X1 credit card does have some “smart” offerings you don’t see with traditional lenders.

Sometimes downgrading is a better option than canceling your card completely.

Lenders' policies vary, but your best bet is to close your account within a month of renewal.

Many hotel cards offer automatic upgrades and perks that don't require extra spending.

To get the best credit score, you'll need to know your credit card's closing date.

The price hike comes with additional—and generous—spending credits to offset it.

Requesting an increase can temporarily ding your credit—here's how to know it'll pay off.

Maybe you'll be turned down, but some lenders will honor bonuses even after you've signed up.

It's a good idea to fine-tune a few credit card account settings before you start spending.

The Bilt Mastercard can be used to pay rent without any of the usual service fees.

Spending credits can offset annual fees that usually total $100-550, if you use them.