Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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The ‘Circular Economy’ Can Help You Waste (and Spend) Less
Even if you recycle and compost you’re still living a pretty wasteful lifestyle. A “circular economy” model is a better option.
When to Use a Credit Repair Service (and How to Find One)
Having trouble qualifying for loans or credit cards? A credit repair service can help.
How 'Loss Mitigation' Can Help You Avoid Foreclosure
Don't wait until you have missed multiple payments to seek help.
It's Illegal for Your Landlord to Evict You Themselves
If your landlord is trying to get you out without involving the legal system, it’s called a “self-help eviction”—and they’re probably breaking the law.
Where You Should (and Shouldn’t) Keep Your Emergency Fund
Let's look at options beyond the "cash under your mattress" approach.
How Unsecured Loans Work (and When You Should Get One)
Unsecured loans provide don't require collateral, but have higher rates—here's when this flexible borrowing option makes sense for your needs.
Three Reasons You Should Turn Down Unsolicited Real Estate Offers
If you own a home, you’ve probably gotten cold calls from folks who want to buy your house even though it’s not for sale. It’s probably not in your best interest.
Why You Should Use Virtual Cards to Pay for Subscriptions
Use a virtual card to make signing up (and cancelling) easier and more secure.
Here's How Magnets Actually Affect Your Credit Cards
And while we're at it, why you shouldn't keep your hotel key card next to your phone.
Why You Should Read a Home's Permit History Before You Buy It
That new house you’re about to buy could be a time bomb of shoddy, illegal work.
Create the Ultimate Spreadsheet for Your Taxes Now so You’re Ready for Next Year
Get organized now, so that next April is a breeze.
How to Make the Most of Your Tax Refund (Before You Blow It All)
While you're waiting for that refund to appear in your bank account, make a plan to make the most it.
You Can Borrow Money From Yourself With a 'Passbook Loan'
Yes, you can use your savings account money without losing it.
What ‘Bitcoin Halving’ Means (and Why It Matters)
The amount of bitcoin available is expected to cut in half on April 20, 2024.
How (and Why) to Get Your Home Ready to List One Year From Now
When it comes to selling a house, timing is everything.
The Best Things in Your House to Sell for Parts
Sometimes the old stuff you have lying around is worth more if you take it apart.
How to Avoid an Unpleasant Surprise on Your Property Taxes
While property taxes are unavoidable, unpleasant surprises are not.
How to Avoid Paying a Penalty If You Filed Your Taxes Late
A fine is coming your way, but you might be able to get out of paying it.
Seven Ways to Get Cheaper Event Tickets
You don't need to give Ticketmaster all your money.
How to Bid on Abandoned Storage Units (and Why You Might Want To)
Think of it like life's biggest "mystery box."