Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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How Interest Is Calculated on Your Credit Card
Knowing this will help you minimize the amount of interest you pay.
Walmart's Version of 'Prime Day' Is Coming Soon
Walmart+ Week is competing with Amazon's Prime Day.
The Best Methods for Paying Off Credit Card Debt
If you're struggling to make a dent in your credit card debt, you're not alone.
Five Signs That You Really Do Need Replacement Windows
Here's how to see through high-pressure sales tactics.
The Best Ways to Create a Passive Income Stream
Who wouldn't want to earn money while traveling the world?
Here's When It's Safe to Share Your Bank Details (and When It's Not)
Sharing your personal banking information can feel risky—but it's generally OK, within reason.
Everything You Get With Amazon Prime's Free Grubhub+ Subscription
An Amazon Prime membership now includes Grubhub+ for free, but you'll need to activate the benefit first.
Six Things You Should Write Into the Contract When You Buy a New Car
Because cars are expensive, and you deserve as many extras as you can get.
What a 'Mortgage Loan Modification' Is, and When You Should Get One
Lenders are often willing to modify loans for borrowers facing legitimate hardships.
Use ‘REO Listings’ to Find a House You Can Actually Afford
Banks are often motivated to get these foreclosed-upon properties off the books, fast.
How to Avoid Interest on Your Credit Card
Minimize interest fees by understanding your card's grace period.
The Difference Between Hard and Soft Credit Inquiries
Understand how creditors decide whether to extend new credit to you or give you additional credit.
Five Ways to Get a Credit Card Without Any Credit History
You can still get approved for a credit card without having a credit history.
Five Rewards Programs That Offer More Than Cash Back or Airline Miles
Rewards cards and airline miles often offer boring stuff like cash or travel upgrades, but wouldn’t you prefer a ... socks subscription?
Why You Should Use 'AM Best' Ratings Before Buying New Insurance
Find a stable, secure insurer that you can count on when you need to file a claim.
Six Ways to Build Credit Without a Credit Card
Building credit without credit cards does require some creativity, but it's definitely possible.
Six Ways to Tell You’re About to Move Into a Bad Neighborhood
Buying or renting a home isn’t just about the property—it’s moving your life into a specific place.
Why the Fed’s Rate Pause Is Good News for Savers
To keep fighting to lower inflation, the Fed opted to keep the federal funds paused.
Do This by June 30 If You Want Loan Forgiveness This Year
Borrowers now have until June 30 (instead of April 30) to consolidate certain federal student loans.
How to Use 'Buy Now, Pay Later' to Help (Not Hurt) Your Credit
It may help responsible users establish or build credit.