Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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'Spaving' Is Not a Smart Financial Hack
Don't be fooled by the "spaving" trend—it's an overspending trap.
Why All Married People Need a Post-Nuptial Agreement
You should consider a post-nuptial agreement—because people and relationships never stop changing.
You Might Need Car Insurance Even If You Don't Own a Car
If you drive someone else’s vehicle regularly, you need non-owner car insurance.
Why GameStop Stock Is Hot Again (and Why You Shouldn’t Trust the Hype)
GameStop's stock (GME) skyrocketed over 500% in the last month, and is already falling back down to Earth.
The Difference Between a Credit Freeze and a Credit Lock (and When to Use Each)
Locks and freezes are tools that help protect you against credit fraud.
These Are the Jobs That Still Offer a Pension
Pensions may seem like a relic of the past, but some industries still offer these coveted retirement plans.
How Much Car Insurance Coverage Do You Really Need?
You don’t want to wait until after an accident to find out what your policy does and doesn’t cover.
Eight Subtle Signs Your Identity Has Been Stolen
The effects of identity theft can be immediately, catastrophically obvious—or you may be compromised for years without knowing it.
How to Get the Best Refinance Rate on Your Mortgage
The lower the interest rate, the more affordable your refinanced mortgage payments will be each month.
The Real Cost of a Peloton
The bike is one thing. The accessories are another.
When (and Why) You Need a 'Party Wall Agreement' With Your Neighbors
If you have a disagreement with your neighbor over shared property, things can get weird fast.
What to Do If Your Neighbor's Property Is Negatively Impacting Yours
If your neighbor isn’t keeping up with their property’s maintenance, your home's value—and your safety—could be affected.
How to Tell If Someone Is Stealing Your Utilities
It’s surprisingly easy for nefarious neighbors to leech the services you’re paying for.
Six Hand-Powered Appliances That Will Save Money on Your Electric Bill
Cut the power and switch to manual versions of laundry and kitchen appliances to save a little scratch.
Five Lesser-Known Ways You Can Redeem Airline Points and Miles
If you’ve got miles or points piling up, there are more ways to use them than you think.
What to Do If Your Roommate Stops Paying Rent
You took in a roommate to defray your cost of living, but they’ve gone rogue and refused to pay their fair share. What can you (legally) do?
The Differences Between a Payday and Installment Loan (and When to Use Each)
If you need to borrow money fast, here are the crucial distinctions between high-cost payday loans and more affordable installment loan options.
Why Gig Workers Need Business Insurance (and How Much They Should Buy)
Gig workers face unique risks not covered by personal insurance policies.
The Difference Between Shorting ETFs and Inverse ETFs (and Which Is More Risky)
These investments can be lucrative, but they are definitely not for everyone.
When You Should Get Pre-Approved for a Loan (and When You Shouldn’t)
Getting a pre-approval for a mortgage, car loan, or personal loan gives you a head start—but timing is key.