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Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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Six Ways to Maximize Your Credit Card Rewards
And tips for choosing the best card for you.
How to Decide What Time of Year to Retire
You’re ready to stop working and start the next phase—but choosing the exact day and month that you retire can have an impact on your finances, tax situation, and happiness.
Stop Checking Your 401k So Much
Staring at it won't make the number go up–you'll only freak yourself out.
How to Claim Your Share of the $15 Million Cash App Data Breach Settlement
You could be entitled to a $2,500 payout—but you need to act.
Student Loan Forgiveness May Be on Its Way After All
Look out for an email from the Biden administration to see if you qualify.
What Is the Average Personal Loan Interest Rate (and Why It Matters)?
If your credit score is strong, you'll likely qualify for relatively low interest rates.
Watch Out for These Red Flags in a Realtor Contract
The old rules for buying and selling homes are out the window,.
Why Assuming Someone Else’s Mortgage Is Probably a Bad Idea (Even If the Interest Rate Is Low)
Assuming an existing mortgage might get you a low interest rate, but it comes with a long list of downsides.
The Pros and Cons of 529 Prepaid College Tuition Plans
By the time your kid is ready for college, who knows how much a college education might cost?
Seven Home 'Upgrades' That Aren’t Worth the Money
They might seem like pluses when you're house-hunting, but you'll probably come to regret them.
What to Do If You’re Sued in Small Claims Court
It pays to take small claims court seriously.
Four Subtle Contractor Scams to Look For
There are red flags you should look for before, during, and after the work is complete.
Three Steps to Take When Your Landlord Is Also Your Neighbor
Neighbor relationships can be fraught—but what happens when they literally own your home?
Five Ways to Save Your Home If It’s Put up for a Sheriff’s Auction
You’re not totally out of options.
'Funding' Your Retirement Account Isn't the Same As Investing
You need to actually select investments to buy with your cash.
Five Ways to Spot a Credit Card Skimmer
Card skimmers are easy to install and hard to detect. But if you do these five things every time you swipe or insert a card, you’ll be fine.
Five Ways to Sell Your Car for More Money
Preparation and strategy go a long way toward getting you a better price.
The Secret Checking Account Reports You Should Be Monitoring
You know about all checking your credit reports—but there are also reports banks use to track fraud and risk on your checking account, and you need to look at those, too.
Here’s What It Means to Add an Authorized User on Your Credit Card
You can help someone build their credit while minimizing risks to your own.
What to Do If a 'Zombie Mortgage' Comes Back to Haunt You
Don't let these undead loans terrorize your financial future.