Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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How to Cancel a Credit Card (and When You Should)
Consider these things before you make the decision to cancel a credit card.
What Is a Signature Loan, and How Does It Work?
If you’re looking for a loan that doesn’t require you to have collateral, this could be the right move for you.
You Should Put Your Money in a Local Bank
Massive national and online banks may entice you with convenience and a broad range of services—but there are many reasons why banking local is a better idea.
What Is the 'Die With Zero' Movement (and Is It Right for You)?
Challenge traditional saving habits by focusing less on retirement, and more on the here and now.
Three Things You’re Better Off Self-Insuring
Sometimes you’re better off practicing some robust self-insurance instead of paying through the nose.
The Differences Between a Line of Credit and a Credit Card (and When to Use Each)
You don't have to choose one over the other, but these lending products have certain pros and cons.
Five Things to Do a Year Before You Retire
You're retiring next year—congrats! Now let's make sure it goes smoothly.
Why We Might Be in a 'Silent Recession'
If economists say the economy is strong, why do so many of us feel like we're living in a downturn?
Seven Post-Retirement Side Hustles That Offer More Than Money
If you're bored or lonely, these side hustles will make your retirement better.
How to Know If It's a Good Time for a Roth IRA Conversion
With Trump-era tax cuts set to expire next year, now might be the best time to take advantage of a Roth IRA.
Seven Different Ways to Budget (and How to Pick the Best One for You)
There are plenty of systems for saving money and managing your expenses, and they all work—for somebody.
The Pros and Cons of a Cash-Out Refinance
You can leverage your home's value through cash-out refinancing—but should you?
How (and Why) to Use a Virtual Credit Card
If you shop online (which I know you do), consider adding a virtual credit card.
Four of the Best Ways to Trigger a Bidding War on Your House
How to make it look like you've got some hot property.
For Cheaper Rent, Find a 'Boommate'
More and more empty nesters with big houses and unused bedrooms are taking in renters.
How to Get a Credit Card With Bad Credit
Getting access to more credit can be tricky, but not impossible.
Target’s Answer to Prime Day Starts July 7
Amazon and Target are going head-to-head in the bargain death-pit. Only one will leave July alive! (OK, they'll both be fine.)
Here's What Happens If You Simply Stop Paying Your Debts
Credit card delinquencies are on the rise. What's the worst that can happen?
Everything We Know (So Far) About Amazon Prime Day 2024
When Prime Day 2024 will take place, and what deals you can expect.
Why You Need a Backup Bank
Your bank can close your accounts, refuse to deposit checks, or do anything else at any time. You need a Plan B.